If you want to find the best deals for travel insurance, you should consider getting more than one quote from different providers. One thing that you should not do is to buy one from a tour operator, airline, or a travel agent because it will be more expensive.
Being over 60 or having pre-existing medical conditions can affect the cost of travel insurance. However, that doesn’t mean you should give up on finding an affordable coverage. One way to find the best travel insurance policy is by shopping.
You should not stop with the first quote you get. Purchasing travel insurance from the airlines, travel agent or tour operator might seem to be convenient but these policies are unlikely to be the most affordable on the market.
It is advisable to ask for quotes from different providers to compare what each company has to offer. It will also allow you to find the best deals available for you. Consider asking for a quote for a single trip and an annual coverage. If you are a frequent traveler, then the latter is ideal for your situation because it allows you to save more money.
You should also consider paying only for the coverage you need. Keep in mind that premiums change all the time. Even if you got a good deal a year ago, that doesn’t mean the same insurer provides the best deals today. You should not stop comparing quotes if you want to get the best deal on travel insurance.